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Health Insurance

Protect Your Future with Affordable Health Insurance.

With Keystone Abroad.

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Find The Best Health Insurance

Keystone Abroad offers comprehensive health insurance solutions designed for expatriates and travelers. With a focus on providing reliable coverage and exceptional customer support, we ensure that you have access to quality healthcare wherever you are in the world. Our flexible plans cater to diverse needs, giving you peace of mind as you navigate your adventures abroad. Choose Keystone Abroad for protection that travels with you!

Our Trusted Partners

Why Choose Us?

Best Prices

Secure the best deal on Health Insurance in the market, we match or beat the prices of others even the insurers themselves!

Quick plan comparison

You can compare different health insurance plans provided by world-class insurance providers.

Health Coverage

We ensure that you have access to the relevant policy information so that you can choose the best health insurance plan.

Choice of Partners

We work with a huge range of health insurance partners who offer the best insurance plans available.

Meet Visa Requirements

Our insurers will ensure you have the required policy documents you need for your visa fast!

Choose Your Health Insurance Now

Student Visa

Looking to apply for Australian Student Visa? Apply for health insurance now to meet your visa conditions and get insured against unforeseen medical expenses for the entire duration of your stay in Australia. Get the best quote on a 500 Student Visa.

Working Visa

Do you plan to work in Australia either temporarily or permanently? We have the right policy for you! Choose the best policy for you through our selection of health insurance plans prior to the issuance of your working visa and get the best quote for yourself and your family. Explore policies for the 457 Visa, 482 Visa, 485 Visa, 489 Visa and much more.

Visiting Visa

Going on a trip to Australia? Health Insurance Now is here to help! We offer the best insurance plans at the most competitive prices. Explore policies for the 600 Visa, 601 Visa, 651 Visa and many more.

Our Insurance Partners

Allianz

Allianz Care Australia provides access to a network of insurance providers to help you pay your medical bills. They also have representatives on campuses around Australia to help in person. Some of the services and treatments that are covered include:
Doctor’s appointments
Specialists (out of hospital)
Prescription medicine
Hospital costs
Emergency ambulance
Medical tests

Bupa

Bupa is a healthcare company committed to helping customers avail the most affordable insurance plans. They offer a broad range of services, including aged care and retirement, dental, optical, health insurance, and community wellbeing initiatives, to improve the health of all Australians. For overseas visitors, their major offerings are:

Coverage for both inpatient and outpatient services
Receive support when you need it with retail centres in key locations
Access a range of health discounts, tools and more
Exclusive Bupa 24 hour advice line for phone-based support

Medibank

Medibank is a leading private health insurer, providing health insurance through their Medibank and ahm brands as well as a range of health services across Australia. Whether an English language course or a university degree, Medibank's Overseas Student Health Covers (OSHC) meet student visa health insurance requirements. Some of the services they offer include:
Accident and emergency department facility fees
Inpatient medical services
General Practitioner (GP) consultations
Other out-of-hospital medical services (blood tests and X-rays)

NIB

NIB is one of Australia’s largest health insurers , covering more than one million people in Australia and New Zealand. It provides access to a community of doctors and health specialists to meet international students' medical needs and meet Australian government’s international student visa requirements. Some of its major offerings include:

Provides access to trusted health professionals
Provides access to a 24/7 medical support across Australia
Agreements with Australia’s renowned private hospital to help you save money
Process access to a member discount program valid for the entire duration of
your policy

AHM

AHM is a trusted health insurance provider, serving more than 700,000 Australians over a period of 40 years. Backed by Australia’s largest health insurer, Medibank, it takes pride in providing affordable and flexible health insurance, a seamless online experience and top-notch digital first service. Some of their major offerings include:
Easy claims system
No extra charge for claims on ambulance services
Affordable costs from accidents to selected surgeries

FAQs : Find answers to all your questions.

For many overseas visa holders visiting Australia, health insurance is compulsory. Overseas visitors to Australia are not eligible for free healthcare coverage or free treatment in public hospitals. Without health insurance if you were to be caught in an unfortunate situation without health insurance you may end up with expensive medical bills.
As a student or migrant looking to study or work in Australia, having OSHC (Overseas Student Health Cover) or OVHC (Overseas Visitors Health Cover) is a must. For many overseas visa holders visiting Australia, health insurance is compulsory. Overseas visitors to Australia are not eligible for free healthcare coverage or free treatment in public hospitals. Without health insurance if you were to be caught in an unfortunate situation without health insurance you may end up with expensive medical bills.

As a student or migrant looking to study or work in Australia, having OSHC (Overseas Student Health Cover) or ​OVHC (Overseas Visitors Health Cover) is a must.

The health insurance plan you choose will help you cover you the costs of:
a) Medical treatment when you are in hospital
b) Ambulance service
c) Other health expenses, including visits to the doctor, physical examination and limited pharmaceuticals
See the available brochures for the best information overview.

You will need a valid OSHC policy during the time you hold a student visa . If your visa is extended, you will have to renew your health cover as well to meet the conditions of your visa as per Australian Government requirements..

Health Insurance Now makes paying easy! Just get a quote, confirm and pay online and you'll have a valid OSHC policy in no time!

Health insurance providers directly manage claims, contact your provide to inquire about the procedure for making a claim or search online.

We have partnered with leading insurance companies in Australia. On our portal, not only can you compare the different health insurance plans offered by these companies, but you also get the best prices and information in order to choose the best plan for you.

Once your OSHC expires, you may have to renew it. Failure to do so can lead to serious consequences depending on what visa you hold.  Here is what you need to do.
Go directly to our website and renew your policy by getting a quote and entering the relevant information, remember to include information about your previous insurance policy to ensure fast processing, this is important!

Depending what visa you hold, it is important that you renew your health insurance cover, especially in case it expires before your student visa does. If you fail to do so, you have to pay the premium for the lapsed period and you may experience issues with relevant government authorities. Moreover, you can’t claim any benefits for medical expenses incured during the period cover is not in effect.

Complete the Support Form to lodge a ticket for a fast response, or call us today.

If you decide to cancel your health insurance policy during your stay in Australia, you may (Depending on your visa type) fail to comply with important visa conditions, that require visa holders to maintain adequate health insurance cover. Your visa may no longer valid. Furthermore, such an incident may cause issues for your future visa applications.